These days, it seems like everything is going green and becoming more sustainable, from what we drive and how we work, to how we heat our homes to what we eat. So instead of just having a hybrid vehicle in your garage and buying more energy-efficient appliances, wouldn’t you like to really go green and apply for a Green Mortgage?

How Green Mortgages Works
A “Green Mortgage” is a relatively new program, backed by private and government mortgage programs. Simply, it’s a primary mortgage that enables you to invest in better energy efficiency for your home, ultimately reduce your carbon footprint, and save some stacks of green money annually.

Like everything else in your home, even the paperwork on a Green Mortgage or Energy Efficient Mortgage (EEM) works harder, smarter, and more efficiently. Because it’s rolled into your primary mortgage, whether it’s part of a refinance or added to your mortgage, it’s a very savvy way to pay for energy efficient features in your home. Bests of all, with a Green Mortgage, you only have to make one payment per month.

What These Loans Let You Do
With a Green or Energy Efficient Mortgage, you can borrow money to:

• Enhance the energy efficiency in your current home. 
• Install improved insulation, a more efficient heating/cooling system, a tankless water heater, a solar/photovoltaic roof, double paned windows, less drafty doors, Energy Star-rated appliances, a programmable thermostat, and more. 
• Create a better, greener, more sustainable, and more environmentally friendly home, resulting in much lower utility costs.